The Yield Curve Has Flipped – Don’t Let Your Investment Strategy Flip as Well

The Yield Curve Has Flipped, Don’t Let Your Investment Strategy Flip As Well August 2019 What is a yield curve, and why are stock investors interested in its shape? A yield curve gives a snapshot [...]


Priority Pyramid for Tax-Savings Vehicles

Most know they need to save money. Whether it is for an emergency, retirement, or some other goal, saving is essential. One of the big decisions in the planning process is what vehicles you should save in. Should you use a traditional 401(k)/IRA or Roth 401(k)? Should you use a 529 plan? What about an HSA? How much should be going in taxable accounts? What other types of accounts should be used?


Should You Spend Your HSA Money?

If your health insurance plan qualifies you for a Health Savings Account (HSA), you should have one. In fact, in certain instances, it might make sense to switch to an HSA eligible health insurance plan in order to utilize the benefits of the HSA. When most people use an HSA, they contribute to the HSA & use that money to pay for their medical expenses. While that is certainly advantageous, I want you to consider using the HSA a bit differently if your situation will allow.